Treasury | Municipal Services | Municipality of Calvin

Property Taxes are based on the current market value/assessment of your property. The Municipality does not assess nor can municipal staff answer questions about your property's assessed value. If you have a question concerning your property assessment, please call the Municipal Property Assessment Corporation at 1-866-296-6722.

At the beginning of each year Council reviews the financial position of the Municipality. It also reviews proposed projects combined with the community needs to determine the amount of revenues that must be generated to cover the year's expenses. Factored into those expenses are levies due for the year to a number Agencies, Boards and Committees (ABC's) who provide a service to the Municipality's residents. ABCs include such organizations as the North Bay-Parry Sound Health Unit, District of Nipissing Social Service Board, Casselholme, OPP, North Bay Mattawa Conservation Authority. Every municipality must have a balanced budget (revenues equal expenditures). Property tax revenue is the main source of "funding" munipalities have to offset their expenses.

The total amount of tax revenue required is then divided by the total property assessments for the municipality and thus a “tax rate” is determined. The rate is applied to the MPAC assessment value to come up with the current taxes due from ratepayers. For example, if a home is assessed at $100,000 and the tax rate is $.012003, the taxes for the year would be $100,000 x .012003 which equals $1,200.30. Council then uses the combined assessed values of all properties to determine the tax rate.

Interim Bills

Property tax bills are mailed twice a year. The first bill is the Interim Tax Bill which acts as a bridge to finance municipal services until the Final Tax Billing is complete.

Mailed early in a calendar year, the Interim Tax Bill is calculated on 50% of the previous year's total taxes. It is typically mailed by early February. Your Interim Tax Bill's

payment due date will be indicated on the bill you receive.

Late payments will be charged interest from that day forward, until the Interim Bill is paid in full.

Final Bills

The second bill is the Final Tax Bill which is calculated using the current value assessment (CVA) and the final tax rates as established by Council.

Your Final Tax Bill for 2024 will be sent out in August. Your Final Tax Bill's payment due date is indicated on your tax bill. Interest will be charged on

late payments not received, until it is paid in full.

INTEREST CHARGED ON LATE PAYMENTS

Penalty and interest is charged on overdue taxes at the rate of 1.25% per month (15% per year) as authorized by Section 345 of the

Municipal Act. These charges are added to overdue accounts on the 1st day of default and on the 1st of each month thereafter.

If you don't pay your property taxes for a longer period of time, the Municipality may take action, which includes registering a Tax Arrears Certificate and advertising

your property for sale.

TAX ARREARS AND THE SALE OF PROPERTY

According to the Municipal Act, if you don't pay your full taxes owing for two calendar years, then the Municipality will remind you again that your property tax is in arrears. You will receive a tax arrears certificate that indicates your property will be sold if you don't arrange for a payment plan with the Municipality to pay the outstanding taxes within a year, while keeping your current taxes paid up.

If your approved payment agreement is not honored we will advertise the sale of your property through a third party and your property will be included in the next municipal tax sale. Once a certificate of sale has been registered, partial payments cannot be accepted.

Payment Options

How And When Can I Pay My Tax Bills

1. BY MAIL

Payments can be mailed to:

The Corporation of the Municipality of Calvin
1355 Peddlers Drive RR#2
Calvin, ON P0H 1V0

Please make cheques payable to "The Municipality of Calvin"
Unless you specifically request one, your canceled cheque is your receipt. Post-dated cheques are accepted.
Please note that payments must be dated by the due date to avoid interest charges.
Please attach your cheque to the payment stub provided when mailing your payment. Be sure to indicate your roll number on the cheque.

2. AT FINANCIAL INSTITUTIONS

Payments can be made at most financial institutions up to and including the due date. Service charges may apply.

If paying your tax bill through an automatic teller machine, please pay before the due date. Retain your receipt as unless you request one from the Office, this is your

receipt.

Payments may be made through telephone or internet banking if this service is provided by your financial institution.

If your taxes are paid by a mortgage company, and your mortgage company is noted on the final tax bill, retain the bill for income tax purposes.

3. AT THE MUNICIPAL OFFICE

Tax bills can be paid at the Municipal Office, 1355 Peddlers Drive, Calvin, Monday to Friday from 8:30 a.m. to 4:30 p.m. There is also an outdoor payment slot located

to the right of the front door of the Municipal Office. Do NOT put cash in this box.

Please call us during or after hours at 705.744.2700 when you can leave a message to alert us to your payment drop off.

4. BY E-TRANSFER

To administration@calvintownship.ca

To ensure your payment is credited to the property account, INCLUDE THE ROLL NUMBER AND YOUR TELEPHONE NUMBER in the message area of your EFT. A MUST.

SO I'VE PAID MY INTERIM TAX BILL ON TIME. DO I NEED TO WAIT FOR MY FINAL TAX BILL TO START PAYING IT DOWN?

Knowing the Interim Tax Bill is but 50% of last year's tax bill, many people choose to not wait until they receive their Final Tax Bill to pay down their full annual taxes

due.

While they do not know how much their Final Tax Bill will be until it is issued, and knowing the Municipality does not pay interest for pre-payments, using last year's

amount as a guide, many people find continuing to pay some amount, no matter how they pay, how much they pay or how often they do, meets their personal

budgetting needs.

With the exception of setting up a pre-authorized payment plan through us, you do not need to make arrangements with us for how or how often you choose to pay

your Interim or Final Tax Bills. The most important thing to remember, is that both the Interim and Final Tax Bills must be paid on time, by their respective due dates,

to avoid interest charges.

I HAVE QUESTIONS. I'VE HEARD/READ THINGS ON OTHER SOCIAL MEDIA SITES THAT ARE DIFFERENT THAN WHAT I HAVE READ HERE. WHO DO I ASK TO ADDRESS THE QUESTIONS I HAVE ?

For the most reliable, accurate and up to date information, please address any questions you have and any concerns about comments you may have read or heard

from others directly to the Municipality's staff.

With the exception of posted notices indicating otherwise, they are available to answer your questions Mon to Fri 8:30 a.m. to 4:00 p.m., in person or by phone.

Emails sent to administration@calvintownship.ca will be routed to the appropriate staff for a response.